Privacy Policy

Effective Date: August 2026

At Skylands Health Benefits, we respect your privacy and are committed to protecting the personal information you provide when visiting our website or communicating with us.

Skylands Health Benefits provides independent insurance guidance and educational support to help individuals understand and compare available health insurance and Medicare-related options.

Information We Collect

When you visit our website, contact us, or request information, we may collect information such as:

• Your name

• Email address

• Phone number

• General information regarding your insurance or coverage needs

• Information submitted through contact forms, consultation requests, or newsletter sign-ups

• Communications you choose to send to us

• Website usage information collected through cookies, analytics tools, and similar technologies

Please do not submit Social Security numbers, banking information, detailed medical records, or other highly sensitive information through a general website contact form unless specifically instructed to do so through an appropriate secure method.

How We Use Your Information

We may use information you provide to:

• Respond to questions and inquiries

• Schedule consultations or appointments

• Provide information regarding Medicare, health insurance, supplemental coverage, and related insurance options

• Assist you in understanding and comparing available coverage options

• Communicate with you regarding your insurance needs or requested services

• Provide ongoing client support and plan reviews

• Improve our website, services, and user experience

• Send educational or marketing communications when you have chosen to receive them

You may opt out of promotional communications at any time.

Insurance Applications and Enrollment

If you choose to apply for or enroll in an insurance product, additional personal information may be required in order to process your application.

Information necessary for an insurance application or enrollment may be shared with the applicable insurance carrier, marketplace, enrollment platform, or other organization involved in processing or administering the coverage you request.

The information required and how it is handled may vary depending on the insurance product and carrier.

Cookies and Tracking Technologies

Our website may use cookies and similar technologies to:

• Help the website function properly

• Understand how visitors use the website

• Measure website traffic and performance

• Improve the online experience

• Measure the effectiveness of advertising or marketing efforts, when applicable

You can adjust your browser settings to refuse or delete cookies. Disabling certain cookies may affect how some website features function.

Service Providers

We may use trusted third-party companies or technology providers to help operate our business and website, including services related to:

• Website hosting and maintenance

• Email and communications

• Customer relationship management

• Website analytics

• Advertising and marketing

• Insurance quoting or enrollment

• Insurance carriers and related service providers

These organizations maintain their own privacy and data-handling practices.

Skylands Health Benefits does not sell personal information for monetary compensation.

Health and Medical Information

Because our services involve health insurance and Medicare-related coverage, clients may sometimes voluntarily provide information concerning prescriptions, providers, coverage needs, or health-related circumstances.

We request only information reasonably necessary to assist you with the insurance services you have requested.

Please note: The privacy requirements that apply to insurance professionals, insurance carriers, healthcare providers, and health plans can differ. This website Privacy Policy is intended to describe the privacy practices associated with the Skylands Health Benefits website and does not replace privacy notices provided by an insurance carrier, health plan, government program, or other organization.

Data Security

We take reasonable measures to protect personal information from unauthorized access, disclosure, alteration, or misuse.

However, no internet transmission, email communication, or electronic storage system can be guaranteed to be completely secure.

For this reason, we encourage visitors not to transmit highly sensitive personal, medical, or financial information through ordinary email or general website forms.

Your Privacy Rights

Depending on your location and applicable law, you may have certain rights concerning your personal information, including the ability to:

• Request access to personal information we maintain about you

• Request correction of inaccurate information

• Request deletion of certain personal information

• Ask questions about how your information is used

• Opt out of marketing communications

Certain information may need to be retained when required by insurance, regulatory, contractual, or legal obligations.

To make a privacy-related request, please contact Skylands Health Benefits using the information provided below.

GDPR Data Protection Rights

If you are located in the European Economic Area, United Kingdom, or another jurisdiction providing similar privacy rights, you may have additional rights regarding your personal data, including the right to:

• Access your personal information

• Correct inaccurate information

• Request deletion of your personal information

• Restrict certain processing

• Object to certain processing

• Request data portability when applicable

• Withdraw consent when processing is based on consent

These rights may be subject to exceptions or limitations under applicable law.

Children's Privacy

Our website is intended for a general adult audience and is not directed toward children under the age of 13.

We do not knowingly collect personal information online directly from children under 13. If we become aware that such information has been submitted, we will take reasonable steps to remove it.

Links to Third-Party Websites

Our website may include links to insurance carriers, government resources, Medicare-related resources, social media platforms, or other third-party websites.

Once you leave the Skylands Health Benefits website, those websites are governed by their own terms and privacy policies. We encourage you to review their privacy practices before submitting personal information.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our services, website functionality, technology, or applicable requirements.

Updates will be posted on this page with a revised effective date.

Contact Us

If you have questions regarding this Privacy Policy or would like to make a privacy-related request, please contact:

Skylands Health Benefits
Janeen Brady, Independent Insurance Agent
Email: janeen@skylandshealthbenefits.com
Phone: 973-561-5562